Montgomery County Driving Without Insurance Lawyer
In Montgomery County and throughout Pennslyvania, drivers are required to have motor vehicle insurance. If one is stopped by an officer and cannot show proof of insurance, they could face fines and a driver’s license suspension. If you have been charged for driving without insurance, you should contact an experienced traffic defense attorney. A Montgomery County driving without insurance lawyer could advocate on your behalf and help you understand your legal options.
What are the Insurance Requirements in Montgomery County?
In Montgomery County, insurance requirements are covered under the Pennsylvania Department of Transportation and Pennsylvania Law (PennDOT). The state law requires that drivers carry medical and liability insurance at a minimum of $5,000 for medical benefits, $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage. If the person does not have this insurance while driving, they could face a three months’ suspension of their vehicle as well as suspension of their driver’s license or be required to pay a penalty to get around the suspension.
The Pennsylvania Licensing Bureau and Department of Transportation will keep the suspension valid and on record until the insurance is reinstated. So, by using that penalty, they will be the ones to enforce this insurance requirement.
Common Reasons Why One May Find Themselves Charged with Uninsured Driving
One of the main reasons why one may not have motor vehicle insurance is because their insurance may have lapsed. They may have thought they correctly switched insurance, but they did not complete it. Also, a person may be expired or they have been delinquent in their payments.
Driving Without Insurance Penalties
In Montgomery County, someone driving without insurance will have to pay a fine of $300 and they also have to pay additional fines to get their suspension waived or license reinstated. If they want to get their license and driving privileges back, they will be fined $88. To get the vehicle registration back, there will be a fine of $91. The suspension is entirely waived if the person pays a $500 civil fine instead.
For more information about the penalties and how to retain your driver’s license, contact a driving without insurance lawyer in Montgomery County.
Aggravating Factors
Driving without insurance is an offense all by itself that an individual can be penalized for. However, it is usually discovered in combination with other offenses. People are not stopped just for not driving without insurance because the only way for the officer to determine that without either knowing the person’s name or license and discovering that they do not have insurance at the moment is to stop them for something else. If someone is stopped for failing to stop at a stop sign, speeding, or some other reason, the officer, while running their name and their license, may discover that the insurance is no longer valid.
Contact a Montgomery County Driving Without Insurance Attorney
A skilled Montgomery County driving without insurance lawyer could help you if you have been charged with driving without motor vehicle insurance. Call an experienced legal professional today to set up a consultation.